The Patient Protection And Affordable Care Act Essay

776 Words Jul 20th, 2015 4 Pages
Is having insurance worth all the out-of-pocket costs we as patients get blind-sided with? There is a huge debate regarding seeing a physician that is in a provider network but the physician is not. Balance billing has started to rise as physicians want to cash in more for a patients care that the insurance will not cover. Balance billing is affecting many patients that have to pay thousands of dollars after a visit. “The Patient Protection and Affordable Care Act, informally known as ObamaCare, is a step in the right direction. United States citizens deserve affordable, accessible health care. But like all medical insurance programs, it 's a long way from perfect. ObamaCare often suffers from the same "gotcha" policies that have long gutted the protection of patients” (Spencer, 2015).
“Approximately 40 percent of individuals using out-of-network physicians experience involuntary out-of-network care and cost” (Kyanko, 2013). Many Americans are going to in-network Urgent Care or Emergency Rooms and are being seen by out-of-network physician without their knowledge. When a patient decides to get treated by a physician thinking that it is covered, many patients find a very disappointing bill from the physician weeks later. This issue has become very controversial issue on why out-of-network physicians are seeing in-network patients and not letting them know. If a patient is made of aware of the cost associated with the visit, many would decline treatment. Doctors know what…

Related Documents